We can’t stress enough how important it is to have good credit. Good credit will provide you with freedom and more choices throughout your lifetime. It will give you better interest rates on car loans, a variety of credit cards to pick from, the best mortgage rates out there and many other things. So how exactly do you establish good credit?
1. Don’t miss a payment
2. Keep your credit card balance less than 30% of your limit
3. Have a minimum of two trade lines
4. Keep the number of credit checks to a minimum
5. Check your own credit annually
For more information or help on how to establish or re-establish your credit call me anytime 877.323.6803